---
title: I am struggling to maintain my finances and stay up to date on my bills. Can Habitat help me?
description: Yes! We would like to invite you to participate in our exclusive Homeowner program designed to help you become current with your bills and maintain financial literacy.
---
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# I am struggling to maintain my finances and stay up to date on my bills. Can Habitat help me?
Yes! We would like to invite you to participate in our exclusive Homeowner program designed to help you become current with your bills and maintain financial literacy.
This program is a total of 12-months. A new cohort will start every 6 months, one in April and one in September. The first 6 months of this program will be hands on. We require 6 hours of our delinquency specific classes, and 6 hours of sweat equity each month. The following 6 months of this program will require you to maintain on time payments and continued growth towards financial security.
If this is a good fit for you or you would like more information, complete the survey below.
[https://form.jotform.com/250476119232049](https://form.jotform.com/250476119232049)
- [General Habitat FAQ](https://help.habitattbg.org/general-habitat-faq?hsLang=en)
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- [Homeowner FAQs](https://help.habitattbg.org/homeowner-faqs?hsLang=en#main-content)
- [General FAQ](https://help.habitattbg.org/homeowner-faqs?hsLang=en#general-faq)
- [Loan Payoff](https://help.habitattbg.org/homeowner-faqs?hsLang=en#loan-payoff)
- [Taxes](https://help.habitattbg.org/homeowner-faqs?hsLang=en#taxes)
- [Escrow](https://help.habitattbg.org/homeowner-faqs?hsLang=en#escrow)
- [Insurance](https://help.habitattbg.org/homeowner-faqs?hsLang=en#insurance)
- [IRS Form 1098](https://help.habitattbg.org/homeowner-faqs?hsLang=en#irs-form-1098)
- [Special Loans](https://help.habitattbg.org/homeowner-faqs?hsLang=en#special-loans)
- [Servicemembers Civil Relief Act (SCRA)](https://help.habitattbg.org/homeowner-faqs?hsLang=en#servicemembers-civil-relief-act-scra)
- [Mortgage Assumptions](https://help.habitattbg.org/homeowner-faqs?hsLang=en#mortgage-assumptions)
- [Successors in Interest](https://help.habitattbg.org/homeowner-faqs?hsLang=en#successors-in-interest)
- [Payments](https://help.habitattbg.org/homeowner-faqs?hsLang=en#payments)
- [Homeownership Program FAQs](https://help.habitattbg.org/homeownership-program-faqs?hsLang=en)
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